The Consumer Financial Protection Bureau, as we’ve discussed here before, has been extremely active during the Biden Administration. It has aggressively tackled several areas perceived
Six months ago, we wrote about a notice of proposed rulemaking from the Office of the Comptroller of the Currency (OCC) and a statement of
Earned Wage Access. Mortgage Servicing. Small Business Lending. Chatbots. Land Contracts. These are but a few of the topics on which a zealous CFPB has
I spent three days last week at the Great Lakes Lenders Conference in a small college town in central Ohio. My family and friends asked
The Supreme Court term that ended just three weeks ago was one of the most consequential terms in recent years. I’ve previously written about a
After oral argument in CFPB v. Community Financial Services Association of America, Ltd, we predicted that the CFPB would live to see another day. Today
My bank isn’t my bank anymore. They’ve changed the name. Things aren’t the same. I’m a number, nothing more. A shout-out to First Source Bank
The Corporate Transparency Act (“the Act”) went into effect on January 1, 2024, to prevent individuals with malicious intent from attempting to facilitate illegally operated
Our economy relies on credit. Without available credit, it would shrink drastically. And when people don’t pay their bills, borrowing costs go up for those
I’ve written and reviewed many demand letters, filed complaints, and argued motions against guarantors based on “an unlimited and unconditional guaranty” of the underlying indebtedness.
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