
DOGE tackles the CFPB
After the election, we wrote in this blog, half-tongue-in-cheek, that Elon Musk might do what Justice Thomas would not—terminate the Consumer Financial Protection Bureau. We

After the election, we wrote in this blog, half-tongue-in-cheek, that Elon Musk might do what Justice Thomas would not—terminate the Consumer Financial Protection Bureau. We

We’ve discussed the Consumer Financial Protection Bureau numerous times in this space, referring to it as a good idea that’s been taken too far. The

The Consumer Financial Protection Bureau, as we’ve discussed here before, has been extremely active during the Biden Administration. It has aggressively tackled several areas perceived

Six months ago, we wrote about a notice of proposed rulemaking from the Office of the Comptroller of the Currency (OCC) and a statement of

Earned Wage Access. Mortgage Servicing. Small Business Lending. Chatbots. Land Contracts. These are but a few of the topics on which a zealous CFPB has

I spent three days last week at the Great Lakes Lenders Conference in a small college town in central Ohio. My family and friends asked

The Supreme Court term that ended just three weeks ago was one of the most consequential terms in recent years. I’ve previously written about a

My bank isn’t my bank anymore. They’ve changed the name. Things aren’t the same. I’m a number, nothing more. A shout-out to First Source Bank

The Corporate Transparency Act (“the Act”) went into effect on January 1, 2024, to prevent individuals with malicious intent from attempting to facilitate illegally operated

Our economy relies on credit. Without available credit, it would shrink drastically. And when people don’t pay their bills, borrowing costs go up for those
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