Business Law Attorneys for
Banking and Financial Institutions
Practical and actionable advice rooted in a deep understanding of your business.
The attorneys of Dalton & Tomich have over eighty years of collective experience successfully representing banks, credit unions, mortgage companies, individual creditors, court-appointed receivers, and bankruptcy trustees in a wide range of transactions and litigation. The Banking and Financial Institutions team is prepared to offer you extraordinary and timely legal advice on a wide range of topics, including:
Commercial Loan Transactions
- Document Review
- Loan Origination
- Risk Assessment
- Loan Closing
- Lien Perfection
Regulatory Advice
Compliance with state and federal regulations, including:
- FDCPA
- FCRA
- ECOA
- TILA
Defensive Litigation
Financial institutions occasionally face complaints or counterclaims that require a strong defense. Our experience in and out of the courtroom on behalf of similar institutions allows us to provide extraordinary representation to defend against lender liability, consumer protection, lien priority, and other claims.
Enforcement Litigation
Even the most conservative lenders encounter borrowers who fail to comply with contracts, whether payment defaults or breaches of covenants or other material terms. Our collections litigation experience enables us to obtain recovery effectively and efficiently, through:
- Pre-suit demand
- All stages of litigation, including:
- Complaints
- Discovery
- Motion Practice
- Trials
- Judgments
- Appeals
- Judgment enforcement
Loan workouts
Many loan defaults can be worked out prior to or during litigation. Our attorneys have extensive experience partnering with special assets groups in successful negotiations, forbearance agreements, and change in terms agreements.
Foreclosures
Our team has the expertise to efficiently and effectively service defaults involving real property collateral, including
- Judicial and Non-Judicial Foreclosures
- Commercial and Residential Real Property
Creditor bankruptcy
Our experience representing creditors, debtors, and trustees in all stages of bankruptcy, adversary proceedings, and contested matters enables us to maximize your options and potential recovery from debtors who owe you money.
From the Blog
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In a ruling that caught many employers by surprise, the U.S. Supreme Court recently held that an employee who earned more than $200,000 per year was nonetheless entitled to overtime…
The Burden is on Employers When it Comes to Binding Employees to...
When a big company hires a new CEO or other top executives, lawyers get involved and an often long and complicated employment contract gets hammered out. For the average small…
